Financing and Lending
For over 20 years, Steven Bernwood has been representing Banks, Finance Companies, Financial Institutions and
other Lenders, as well as Businesses, Business Owners, Individuals and other Borrowers, in a wide range of
Loan and Finance Transactions. He has been involved in literally hundreds of Finance Transactions ranging in
size from a few hundred thousand dollars to transactions in excess of 100 million dollars, drafting, reviewing and
negotiating Loan and Finance documents, performing due diligence, and conducting Closings, on behalf of both
Lenders and Borrowers and in a wide range of Loan and Finance Transactions, including Business Loans and
Financing secured by many different types of collateral, such as Real Estate, Equipment and other Business
Assets. He has extensive knowledge and experience in the areas of Banking and Finance Law, Commercial Real
Estate Lending, Business Lending, Equipment Finance, Residential Real Estate Lending, Secured Transactions
and the Law of Secured Transactions, Debtor and Creditor Law, Creditor’s Rights, Bankruptcy, Foreclosure,
Environmental Law and Environmental Issues as they affect Finance and Lending Transactions, Loan
Syndication, Capital Markets, and Loan Work-outs, Modifications and Restructures. As is the case with all of our
services and Practice Areas, our mission is to provide our clients with high quality legal services and
effective representation by an experienced, highly skilled and knowledgeable attorney, who will be
extremely responsive and accessible to you, who will give your matters personal attention and the
highest priority, and who possesses the level of knowledge, experience, skills and judgment
necessary to effectively promote your legal, business and personal interests, while protecting your
rights. At the same time, we endeavor to provide these services at reasonable rates and in a cost-
conscious, cost-effective and service-oriented manner.
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